Solutions About Insights Research Synthetic Financing Consulting Contact Schedule a Call Investment Portal Charles Schwab Get Started

STQ

STQ Research

Institutional-Grade Research. No Paywall. No Agenda.

In-depth guides on the strategies that separate a good portfolio from a great one.

Featured Publication

Tax Alpha – Direct Indexing Series

Index Investing Is Smart. Direct Indexing Is Smarter.

Read publication

✓ Available Now

Index funds are one of the best things to happen to individual investors. Direct indexing is the next step – same exposure, more control, and the ability to harvest losses at the individual stock level regardless of what the market does.

Author Akiva Glazerson

Read time 12 min

Published April 2026

All the Right Things in All the Wrong Places.

Why where you hold your investments matters as much as what you hold – and how to optimize across all three account types.

March 2026

12 min read Read

Borrowing at Treasury Rates Without a Bank.

How to use defined options structures to access liquidity at near-Treasury rates – no credit check, no bank approval, potentially tax-deductible interest.

June 2026

10 min read Read

The Complete Guide to Tax-Aware Investing.

What it is, why after-tax return is the only number that matters, and the core strategies that keep more of what you earn – run as one system.

June 2026

14 min read Read

What to Do With a Concentrated Stock Position.

One stock built your wealth and now it is the biggest risk to it. The full toolkit to diversify, hedge, monetize, and give without an avoidable tax bill.

June 2026

11 min read Read

Tax-Loss Harvesting: Building a Loss Bank.

Most advisors harvest once a year, in a fund that can barely do it. Done right, it is a year-round engine that banks losses to offset your biggest gains for years.

July 2026

10 min read Read

Visual Explainer

How Direct Indexing Works.

The whole idea in twenty seconds: own the stocks inside the index, harvest losses at the security level, and bank them to offset gains.

June 2026

3 min read Read

Put It to Work in Your Portfolio.

Reading about these strategies is step one. Applying them to your specific tax situation is what moves the needle.

Portfolio Diagnostic Schedule a Call