Anthropic. OpenAI. SpaceX. The companies defining the next decade of tech are private. By broadening our opportunity set with private companies like these, we can build more diversified portfolios – and place them in accounts where the gains compound for decades, untouched by the IRS.
The companies defining the next decade of technology are private. Anthropic, OpenAI, SpaceX – and thousands of other high-growth businesses across AI, infrastructure, healthcare, and energy. The public markets represent a shrinking slice of the global opportunity set. A portfolio built entirely on public securities is, by definition, missing a significant portion of where wealth is being created.
By adding private investments to our portfolios, we’re not trying to chase returns. It’s about building a more complete portfolio – one that participates in parts of the economy that public markets simply don’t reach.
Private investments may generate significant tax complexity. K-1s instead of 1099s. Ordinary income mixed with capital gains. Phantom income – gains you owe taxes on even if you received no distribution. That complexity can erode a significant portion of every dollar of gain before you ever see it.
The Roth IRA eliminates all of it: no K-1 headaches, no ordinary income treatment, no phantom income. The gains compound for decades, untouched by the IRS.
At STQ, we add private alternative investments to client portfolios to broaden diversification – and we place them deliberately inside Roth IRAs so the tax treatment works in your favor. The goal is a more complete portfolio, structured the right way.
Want to understand whether private AI exposure belongs in your portfolio – and how to structure it correctly?
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